RD Calculator
Calculate recurring deposit maturity with monthly contributions
100% private. Your files and inputs never leave your device — everything runs locally in your browser.
How to Use RD Calculator
Calculate recurring deposit maturity with monthly contributions. No signup, no uploads, no watermarks.
- 1
Enter your numbers in the input fields.
- 2
Choose the calculation options or frequency.
- 3
The result updates instantly as you type.
- 4
Review the breakdown, chart, or schedule, and copy the answer.
Why choose RD Calculator?
- No uploads — your files never leave your device.
- Free forever with no signup, no watermarks, and no limits.
- Works on any device with a modern browser — no installs.
- Fast, private, and built for getting the job done in seconds.
Frequently Asked Questions
How is a recurring deposit's maturity value calculated?▾
Each monthly deposit earns interest compounded for its remaining tenure. The annuity future value formula D × ((1 + r)ⁿ − 1) / r gives the maturity value, where D is the monthly deposit, r the monthly rate and n the number of months.
Is the RD interest rate fixed for the whole tenure?▾
Banks usually lock the quoted rate for the full tenure at account opening, though the rate itself depends on the bank and prevailing market conditions. Interest is typically compounded quarterly.
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